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Long-term disability (LTD) insurance
For over 100 years The Standard has been dedicated to our core purpose: to help people achieve financial well-being and peace of mind. We believe you deserve to live and work feeling confident in tomorrow. We challenge ourselves to go above and beyond to serve you every day. Not as a number or a policy—but as a person. At The Standard, caring about people is a core value reflected in our commitment to the communities where our employees live and work. From donating millions of dollars to volunteering thousands of hours each year with schools, food banks and other organizations, The Standard and our employees make a difference in the communities we call home. Headquartered in Portland, Oregon, The Standard is a nationally recognized provider of disability insurance benefits. We are proud of our track record of financial strength, stability and the value we bring to our insured membership.
- Plan coverage highlights
- Certificate of Coverage
- Why disability flyer
- Decision support tool
- LTD Frequently Asked Questions
SEBB eligible employees will receive a basic level of LTD coverage at no cost. The basic LTD coverage insures 60 percent of the first $667 of your monthly predisability earnings, up to a maximum benefit of $400. Basic LTD benefits start after the longer of: the end of the 90-day benefit waiting period, the period of sick leave or other salary continuation, and/or the end of the Washington's Paid Family Medical Leave Act (PFMLA) benefit period.
Supplemental LTD replaces more of your income than basic LTD. SEBB eligible employees can add to basic LTD by purchasing supplemental LTD. The supplemental LTD insures 60 percent of the first $16,667 of monthly predisability earnings, up to a maximum benefit of $10,000. Supplemental LTD benefits start after the longer of: the end of the 90-day benefit waiting period, the period of sick leave or other salary continuation, and/or the end of the Washington's Paid Family Medical Leave Act (PFMLA) benefit period.