Long-term disability insurance premiums (Unpaid Leave only)

Employer-paid LTD insurance

If you choose to continue LTD coverage while on PEBB Continuation Coverage (Unpaid Leave), you must pay the $2.10 monthly premium.

Employee-paid LTD premiums

Employee-paid LTD premiums are based on:

1. What type of employee you are.
2. Which coverage level you select.
3. How much you earn.

To find your premium quickly, use the premium calculator on The Standard's website.

These rates are based on the employee's age on January 1.

2025

Coverage level	Higher-education employees retirement plan	TRS, PERS, and other retirement plan employees
60 percent	0.0053	0.0032
50 percent	0.0042	0.0025

2024

Coverage level	Higher-education employees retirement plan	TRS, PERS, and other retirement plan employees
60 percent	0.0059	0.0047
50 percent	0.0035	0.0028

Example

For example, for a higher-education employee earning $5,000 per month prior to disability and enrolling in the 60-percent benefit, the monthly premium in 2025 would be 0.0053 multiplied by 5,000, which equals $26.50.