Partial federal government shutdown
HCA does not anticipate any immediate impacts to our services or disruption to provider payments at this time. We will continue to monitor the situation and share updates if anything changes.
PEBB and SEBB open enrollment is Monday, October 27 through Monday, November 24, 2025.
Find information on the open enrollment page that’s right for you: PEBB retirees, PEBB employees and PEBB continuation coverage subscribers, and SEBB employees and SEBB continuation coverage subscribers.
Long-term disability insurance premiums
Find out the monthly cost for employee-paid long-term disability (LTD) insurance.
On this page
Employer-paid LTD premiums
Your employer paid for this coverage.
Employee-paid LTD premiums
Your monthly employee-paid LTD premium is based on your desired coverage level (either 60 percent or 50 percent), your age, and your monthly predisability earnings. To find your premium quickly, use the premium calculator on The Standard's website.
These rates are based on the employee's age on January 1 of each year, except employees who become newly eligible for LTD. Newly eligible employee rates are based on age as of enrollment date for the first calendar year of coverage.
- 2026
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Age 60-percent plan 50-percent plan Under 30 0.0009 0.0005 30 to 34 0.0012 0.0007 35 to 39 0.0018 0.0011 40 to 44 0.0025 0.0015 45 to 49 0.0034 0.0020 50 to 54 0.0047 0.0028 55 to 59 0.0056 0.0034 60 to 64 0.0059 0.0035 65 and older 0.0060 0.0036 - 2025
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Age 60-percent coverage 50-percent coverage Under 30 0.0009 0.0006 30 to 34 0.0012 0.0007 35 to 39 0.0018 0.0011 40 to 44 0.0026 0.0015 45 to 49 0.0035 0.0021 50 to 54 0.0048 0.0029 55 to 59 0.0058 0.0035 60 to 64 0.0060 0.0036 65 and older 0.0061 0.0037
Contact
For help with enrollment and premium payments
Your payroll or benefits office
For help with benefits or plan details
Standard Insurance Company
Phone: 1-833-229-4177
Online: Standard for school employees