Partial federal government shutdown
HCA does not anticipate any immediate impacts to our services or disruption to provider payments at this time. We will continue to monitor the situation and share updates if anything changes.
PEBB and SEBB open enrollment is Monday, October 27 through Monday, November 24, 2025.
Find information on the open enrollment page that’s right for you: PEBB retirees, PEBB employees and PEBB continuation coverage subscribers, and SEBB employees and SEBB continuation coverage subscribers.
Life insurance premiums
Find out the monthly cost for supplemental life and accidental death and dismemberment (AD&D) insurance.
On this page
Apply for supplemental life and AD&D insurance
How much insurance do I need?
Fill out the easy-to-use life insurance calculator to find out how much additional life insurance you need.
Basic life and basic AD&D insurance
$3.955 per month (employer-paid)
Employee supplemental life insurance
For employees. Rates are based on the employee's age and tobacco use. (Premiums increase on January 1 of each year, after you reach each new age bracket.)
The following table represents the monthly cost for each $1,000 of coverage (available in $10,000 increments).
| Your age | Non-tobacco user | Tobacco user |
|---|---|---|
| Under 25 | $0.030 | $0.039 |
| 25 to 29 | 0.033 | 0.046 |
| 30 to 34 | 0.036 | 0.060 |
| 35 to 39 | 0.045 | 0.069 |
| 40 to 44 | 0.067 | 0.077 |
| 45 to 49 | 0.097 | 0.117 |
| 50 to 54 | 0.151 | 0.179 |
| 55 to 59 | 0.282 | 0.334 |
| 60 to 64 | 0.432 | 0.508 |
| 65 to 69 | 0.798 | 0.978 |
| 70 and older | 1.190 | 1.589 |
Spouse or state-registered domestic partner life
For employee's spouse or state-registered domestic partner. Rates are based on the employee's age and the spouse's or state-registered domestic partner's tobacco use. (Premiums increase after the employee reaches each new age bracket.)
The following table represents the monthly cost for each $1,000 of coverage (available in $5,000 increments).
| Your age | Non-tobacco user | Tobacco user |
|---|---|---|
| Under 25 | $0.030 | $0.039 |
| 25 to 29 | 0.033 | 0.046 |
| 30 to 34 | 0.036 | 0.060 |
| 35 to 39 | 0.045 | 0.069 |
| 40 to 44 | 0.067 | 0.077 |
| 45 to 49 | 0.097 | 0.117 |
| 50 to 54 | 0.151 | 0.179 |
| 55 to 59 | 0.282 | 0.334 |
| 60 to 64 | 0.432 | 0.508 |
| 65to 69 | 0.798 | 0.978 |
| 70 and older | 1.190 | 1.589 |
Child life for dependents
The following table represents the monthly cost for each $1,000 of coverage (available in $5,000 increments).
| Age | Cost |
|---|---|
|
Age 2 weeks to 26 years |
$0.124 |
Supplemental AD&D insurance
The following table represents the monthly cost for each $1,000 of coverage.
| Employee (available in $10,000 increments) |
Spouse or state-registered domestic partner (available in $10,000 increments) |
Children (available in $5,000 increments) |
|---|---|---|
| $0.019 | $0.019 | $0.016 |
Contact
For questions about enrollment, premium payments, benefits or plan details
MetLife
Phone: 1-866-548-7139
Monday through Friday
5 a.m. to 8 p.m. (Pacific)
- Customer support for questions about your account, benefit options, claims, beneficiaries, and billing.
- 24/7 automated customer support to order forms, confirm coverage, and verify beneficiaries.