Individuals enrolled in Apple Health (Medicaid), Public Employees Benefits Board, and School Employees Benefits Board coverage - and those accessing behavioral health services - will not experience a disruption in care due to the federal government shutdown. In addition, health care providers will continue to be paid for the services they provide. We will continue to monitor the situation closely and share updates if anything changes.
Find information on the open enrollment page that’s right for you: PEBB retirees, PEBB employees and PEBB continuation coverage subscribers, and SEBB employees and SEBB continuation coverage subscribers.
Open enrollment is October 27 through November 24, 2025. Enrollments, changes, and premiums are effective January 1, 2026.
Ready to make changes?
Submit Form A-OE. The PEBB Program must receive your form during open enrollment, October 27 through November 24, 2025.
If your health plans are still available and you want to keep them, you do not need to fill out any forms or call us. You will automatically continue with the same plans next year.
The retiree open enrollment letter will mail in mid-October.
There are many important changes to 2026 benefits and plans. See everything that's changing.
Both UMP Plus plans: UMP Plus–Puget Sound High Value Network and UMP Plus–UW Medicine ACN will not be available in 2026.
Members enrolled in these plans must choose a new plan by November 24, 2025. If they do not, they and any enrolled dependents will be enrolled in UMP Classic. Learn more.
The IRS raised the minimum deductible for consumer-directed health plans to $1,700 for single subscribers and $3,400 for families.
This affects Kaiser Permanente NW CDHP, Kaiser Permanente WA CDHP, and UMP CDHP.
The IRS raised the health savings account annual maximum contribution to $4,400 for single subscribers and $8,750 for families.
Remember, you are not required to stay in the same plan every year. You can change plans. Exception: If you switch out of Premera Medicare Supplement Plan F you will not be able to enroll back in Plan F in a future open enrollment, however you would be able to enroll in Premera Medicare Supplement Plan G.
Compare up to three medical plans side-by-side with the Online Medical Benefits Comparison.
You can also use the Benefits Comparison for PEBB Medicare plans and the Medical Benefits Comparison.
In most cases, you must live in a medical plan's service area to join the plan. View plans available to retirees.
Be sure to call the plans you are interested in to ask about provider availability in your county. If you move out of your plan's service area and your plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address and request a plan change to the PEBB Program no later than 60 days after your move.
Summaries of Benefits and Coverage (SBCs) are required under the federal Affordable Care Act to help members understand plan benefits and medical terms. SBCs are not available for Medicare plans. View the SBCs for non-Medicare retiree medical plans.
The PEBB Program offers three dental plans:
Use the Dental Benefits Comparison to compare them.
There are some differences between them that are important to keep in mind.
The PEBB Program offers three vision plans, available to members not enrolled in Medicare. Vision coverage for Medicare members is included with the medical plan, excluding Premera Plan G.
Use the Vision Benefits Comparison to compare them.
Check the plans' provider searches to check if your current providers are in the plans' networks. You can also call the plan's customer service to ask about a provider's network.
If you pay your premiums by pension deduction, make sure your pension will cover your 2026 premiums.
Use Benefits 24/7 (available to make changes on October 27) or submit Form A-OE.
The PEBB Program must receive your forms by November 24.
Changes made through Benefits 24/7 must be submitted by 11:59 p.m. on November 24.
Open enrollment is your chance to:
Return your form one of the following ways:
The PEBB Program must receive your form by November 24.
Non-Medicare subscribers only: If you cover your spouse or state-registered domestic partner, you may need to respond to the spouse or state-registered domestic partner coverage premium surcharge. You will receive a letter if you need to respond. Learn more about the premium surcharges.
If you have questions about open enrollment or language assistance services (available free of charge)
The PEBB Program
Phone: 1-800-200-1004, Monday through Friday, 8 a.m. to 4:30 p.m. (Pacific)
TRS: 711
Online: Send us a secure message
If your health plans are still available and you want to keep them, you do not need to fill out any forms or call us. You will automatically continue with the same plans next year.