Benefits and coverage by plan
On this page
What is a benefits booklet?
The benefits booklets, also called a certificate of coverage (COC) or evidence of coverage (EOC), are produced by the health plans to provide detailed information about plan benefits and what is and is not covered.
What is a summary of benefits and coverage (SBC)?
Summaries of Benefits and Coverage (SBCs) are required under the federal Affordable Care Act to help members understand plan benefits and medical terms.
SBCs help you compare things like:
- Whether there are services a plan doesn't cover
- What isn't included in a plan's out-of-pocket limit
- Whether you need a referral to see a specialist
The SEBB Program and/or medical plans provide SBCs, or notice of how to get one, at different times throughout the year (like when you apply for coverage, renew your plan, or request an SBC). SBCs are available (upon request) in English, Spanish, Tagalog, Chinese, and Navajo.
SBC's don't replace medical benefits comparisons or the plans' benefits booklets.
What are preauthorization criteria?
Preauthorization is when you seek approval from your health plan for coverage of specific services, supplies, or drugs before receiving them. Some services or treatments (except emergencies) may require preauthorization before the plan pays for them. Preauthorization is not a guarantee, however, that your plan will pay for those services, supplies or drugs.
The criteria included in the preauthorization requirements below state how a plan determines when a service, supply, or drug is medically necessary and will be covered.
Kaiser Permanente NW documents
Kaiser Foundation Health Plan of the Northwest.
- Evidence of Coverage
-
2025
2024
- Summary of Benefits and Coverage
-
2025
- Kaiser Permanente NW Plan 1 (2025)
- Kaiser Permanente NW Plan 2 (2025)
- Kaiser Permanente NW Plan 3 (2025)
2024
- Preauthorization criteria
-
Kaiser Permanente NW preauthorization requirements
These criteria do not imply or guarantee approval. Please check with your plan to ensure coverage. Preauthorization requirements are only valid for the month published. They may have changed from previous months and may change in future months.
Kaiser Permanente WA documents
Kaiser Foundation Health Plan of Washington.
- Evidence of Coverage
-
2025
- Kaiser Permanente WA Core 1 (2025)
- Kaiser Permanente WA Core 2 (2025)
- Kaiser Permanente WA Core 3 (2025)
- Kaiser Permanente WA SoundChoice (2025)
- Kaiser Permanente WA Options Summit PPO 1 (2025)
- Kaiser Permanente WA Options Summit PPO 2 (2025)
- Kaiser Permanente WA Options Summit PPO 3 (2025)
2024
- Summary of Benefits and Coverage
-
2025
- Kaiser Permanente WA Core 1 (2025)
- Kaiser Permanente WA Core 2 (2025)
- Kaiser Permanente WA Core 3 (2025)
- Kaiser Permanente WA SoundChoice (2025)
- Kaiser Permanente WA Options Summit PPO 1 (2025)
- Kaiser Permanente WA Options Summit PPO 2 (2025)
- Kaiser Permanente WA Options Summit PPO 3 (2025)
2024
- Preauthorization criteria
-
Kaiser Permanente WA preauthorization requirements
Kaiser Permanente WA Options preauthorization requirements
These criteria do not imply or guarantee approval. Please check with your plan to ensure coverage. Preauthorization requirements are only valid for the month published. They may have changed from previous months and may change in future months.
Premera documents
- Benefits Booklet
-
2025
2024
- Summary of Benefits and Coverage
-
2025
2024
- Preauthorization criteria
-
Premera preauthorization requirements
These criteria do not imply or guarantee approval. Please check with your plan to ensure coverage. Preauthorization requirements are only valid for the month published. They may have changed from previous months and may change in future months.
Uniform Medical Plan (UMP) documents
UMP is administered by Regence BlueShield and ArrayRx.
- Certificate of Coverage
-
2025
- UMP Achieve 1 (2025)
- UMP Achieve 2 (2025)
- UMP High Deductible (2025)
- UMP Plus-Puget Sound High Value Network (2025)
- UMP Plus-UW Medicine Accountable Care Network (2025)
2024
- Summary of Benefits and Coverage
-
2025
- UMP Achieve 1 (2025)
- UMP Achieve 2 (2025)
- UMP High Deductible (2025)
- UMP Plus-Puget Sound High Value Network (2025)
- UMP Plus-UW Medicine Accountable Care Network (2025)
2024
- Preauthorization criteria
-
Regence preauthorization requirements (for UMP medical benefits)
- Document 1: Guidelines, inpatient admissions, radiology, sleep, physical medicine, lab, maternity medicine, and genetic testing
- Document 2: Substance use disorder, mental health, DME, surgery and transplants
- Medications covered under medical
These criteria do not imply or guarantee approval. Please check with your plan to ensure coverage. Preauthorization requirements are only valid for the month published. They may have changed from previous months and may change in future months.
ArrayRx preauthorization requirements (for UMP pharmacy benefits)
These criteria do not imply or guarantee approval. Please check with your plan to ensure coverage. Preauthorization requirements are only valid for the month published. They may have changed from previous months and may change in future months.