Life and accidental death and dismemberment (AD&D) insurance

Plan options | 2025 information | 2024 information | About MetLife

Plan options

You do all you can to build the best life for your loved ones. It’s why you work hard, save what you can and try your best to plan for the future. You can get affordable life insurance coverage to protect those you care about most and the life you’re building for them today.

Basic life and AD&D insurance

The PEBB Program's full employee benefits package includes basic life and basic AD&D insurance.

Basic life insurance covers you and pays your designated beneficiaries in the event of your death. Basic AD&D insurance provides extra benefits for certain injuries or death resulting from a covered accident.

You will be automatically enrolled in these benefits, even if you waive medical coverage. You do not need to provide evidence of insurability (proof of good health).

These benefits provide: 

• $35,000 for basic life insurance.
• $5,000 for basic AD&D insurance.

Supplemental life and AD&D insurance

You may enroll in supplemental life insurance and supplemental AD&D insurance for yourself and your dependents.

Supplemental life insurance

• Employees: Increments of $10,000 up to $500,000 guaranteed issue, up to a maximum of $1,000,000 with evidence of insurability
• Spouse or state-registered domestic partner: Increments of $5,000 up to $100,000 guaranteed issue, up to a maximum of $500,000 with evidence of insurability. Coverage cannot exceed 50% of employee's supplemental life insurance.
• Children (Age 14 days up to 26 years): Increments of $5,000 up to $20,000 with no evidence of insurability.

Supplemental AD&D insurance

Supplemental AD&D insurance does not cover death and dismemberment from nonaccidental causes. Supplemental A

• Employees: Increments of $10,000 up to $500,000 guaranteed issue, up to a maximum of $1,000,000 with evidence of insurability
• Spouse or state-registered domestic partner: Increments of $5,000 up to $100,000 guaranteed issue, up to a maximum of $500,000 with evidence of insurability. Coverage cannot exceed 50% of employee's supplemental life insurance.
• Children (Age 14 days up to 26 years): Increments of $5,000 up to $20,000 with no evidence of insurability.

2025 information

• Certificate of Coverage
• Supplemental life and AD&D insurance premiums
• Plan summary
• Life and AD&D FAQ
• MetLife Advantages

2024 information

• Certificate of Coverage
• Supplemental life and AD&D insurance premiums
• Plan summary
• Life and AD&D FAQ
• MetLife Advantages

About MetLife

On March 24, 1868, a company dedicated to providing working-class Americans with financial protection opened its doors for business. Since then, MetLife has helped generations of customers around the world protect their property, finances, family, and future. But for us, it's never been enough just to sell somebody an insurance policy. We aim to help our customers and partners navigate whatever changes life may bring for the next 150 years.