Kaiser Permanente of Washington

Learn about the Kaiser Permanente WA plans.

Full benefits

The following documents—called an Evidence of Coverage (EOC)—provide in-depth descriptions of the health care benefits for each plan.

2025

2024

Summary of benefits

The following documents—called a Summary of Benefits and Coverage (SBC)—provide summaries of what each plan covers and what it costs.

2025

2024

Costs

Find providers

Visit one of Kaiser Permanente WA's online provider directories.

Plan options 2025

Kaiser Permanente WA Classic

Kaiser Permanente WA Classic plan offers a wide array of benefits and care from our award-winning doctors through the Core network. In addition, this plan offers you low cost shares for services and set copayments for most services, so you’ll pay less out of pocket when you receive care.

Annual costs

Medical deductible: $175 individual / $525 family
Prescription drug deductible: $100 individual / $300 family
Medical out-of-pocket limit: $2,000 individual / $4,000 family
Prescription drug out-of-pocket limit: $2,000 individual / $8,000 family

Key features

Predictable copays for most services
24/7 advice line and Care Chat for real-time advice at no cost
Acupuncture, chiropractic, and massage therapy benefits
Coverage for emergency and urgent care while traveling
Access to more than 4,000 online video workouts through ClassPass
Access to self-care apps

Available counties

In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in one. You must report your new address and any plan change request to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.

You can enroll in this plan if you live in the following counties:

Benton
Columbia
Franklin
Island
King
Kitsap
Lewis
Mason
Pierce
Skagit
Snohomish
Spokane
Thurston
Walla Walla
Whatcom
Whitman
Yakima

Kaiser Permanente WA CDHP

Kaiser Permanente WA CDHP offers a wide array of benefits and care from our award-winning doctors through the Core network. Enrolling in the CDHP plan allows you to open a Health Savings Account (HSA) and take advantage of IRS tax savings rules.

Annual costs

Medical deductible: $1,650 individual / $3,300 family
Out-of-pocket limit: $5,100 individual / $3,200 family

About the HSA

Visit HealthEquity or watch their recorded webinar to discover the many uses for your HSA. The State of Washington contributes annually to the account on an individual or family basis. Once the money is in your account, it’s yours, and there is no deadline to use it.

Key features

HSA funds pay for health care services with tax-free money
24/7 advice line for real-time advice with no copay
Acupuncture, chiropractic, and massage therapy benefits
Coverage for emergency and urgent care while traveling
Access to more than 4,000 online video workouts through ClassPass
Access to self-care apps

Available counties

In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.

You can enroll in this plan if you live in the following counties:

Benton
Columbia
Franklin
Island
King
Kitsap
Lewis
Mason
Pierce
Skagit
Snohomish
Spokane
Thurston
Walla Walla
Whatcom
Whitman
Yakima

Kaiser Permanente WA SoundChoice

Kaiser Permanente WA SoundChoice offers a wide array of benefits and care from our award-winning doctors through the SoundChoice network.

Annual costs

Medical deductible: $125 individual / $375 family
Prescription drug deductible: $100 individual / $300 family
Out-of-pocket limit: $2,000 individual / $4,000 family
Prescription drug out-of-pocket limit: $2,000 individual / $8,000 family

Key features

24/7 advice line and Care Chat for real-time advice at no cost
Acupuncture, chiropractic, and massage therapy benefits
Coverage for emergency and urgent care while traveling
Access to more than 4,000 online video workouts through ClassPass
Access to self-care apps

Available counties

In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.

You can enroll in this plan if you live in the following counties:

King
Kitsap
Pierce
Snohomish
Spokane
Thurston

Kaiser Permanente WA Value

The Value plan offers set copayments for most services, so you know what you’ll pay before you receive care. Get help choosing a doctor, transitioning your care, and finding the resources to meet your needs.

Annual costs

Medical deductible: $250 individual / $750 family
Prescription drug deductible: $100 individual / $300 family
Medical out-of-pocket limit: $3,000 individual / $6,000 family
Prescription drug out-of-pocket limit: $2,000 individual / $8,000 family

Key features

Predictable copays for most services
24/7 advice line and Care Chat for real-time advice at no cost
Acupuncture, chiropractic, and massage therapy benefits
Coverage for emergency and urgent care while traveling
Access to more than 4,000 online video workouts through ClassPass
Access to self-care apps

Available counties

In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.

You can enroll in this plan if you live in the following counties:

Benton
Columbia
Franklin
Island
King
Kitsap
Lewis
Mason
Pierce
Skagit
Snohomish
Spokane
Thurston
Walla Walla
Whatcom
Whitman
Yakima

Plan options 2024

Kaiser Permanente WA Classic

Annual costs

Medical deductible: $175 individual / $525 family
Prescription drug deductible: $100 individual / $300 family
Medical out-of-pocket limit: $2,000 individual / $4,000 family
Prescription drug out-of-pocket limit: $2,000 individual / $8,000 family

Key features

Predictable copays for most services
24/7 advice line and Care Chat for real-time advice at no cost
Acupuncture, chiropractic, and massage therapy benefits
Coverage for emergency and urgent care while traveling
Access to more than 4,000 online video workouts through ClassPass

Available counties

You can enroll in this plan if you live in the following counties:

Benton
Columbia
Franklin
Island
King
Kitsap
Lewis
Mason
Pierce
Skagit
Snohomish
Spokane
Thurston
Walla Walla
Whatcom
Whitman
Yakima

Kaiser Permanente WA CDHP

Annual costs

Medical deductible: $1,600 individual / $3,200 family
Out-of-pocket limit: $5,100 individual / $3,200 family

Key features

HSA funds pay for health care services with tax-free money
24/7 advice line for real-time advice with no copay
Acupuncture, chiropractic, and massage therapy benefits
Coverage for emergency and urgent care while traveling
Access to more than 4,000 online video workouts through ClassPass

Available counties

In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.

You can enroll in this plan if you live in the following counties:

Benton
Columbia
Franklin
Island
King
Kitsap
Lewis
Mason
Pierce
Skagit
Snohomish
Spokane
Thurston
Walla Walla
Whatcom
Whitman
Yakima

Kaiser Permanente WA SoundChoice

Kaiser Permanente WA SoundChoice offers a wide array of benefits and care from our award-winning doctors through the SoundChoice network.

Annual costs

Medical deductible: $125 individual / $375 family
Prescription drug deductible: $100 individual / $300 family
Out-of-pocket limit: $2,000 individual / $4,000 family
Prescription drug out-of-pocket limit: $2,000 individual / $8,000 family

Key features

24/7 advice line and Care Chat for real-time advice at no cost
Acupuncture, chiropractic, and massage therapy benefits
Coverage for emergency and urgent care while traveling
Access to more than 4,000 online video workouts through ClassPass

Available counties

In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.

You can enroll in this plan if you live in the following counties:

King
Kitsap
Pierce
Snohomish
Spokane
Thurston

Kaiser Permanente WA Value

Annual costs

Medical deductible: $250 individual / $750 family
Prescription drug deductible: $100 individual / $300 family
Medical out-of-pocket limit: $3,000 individual / $6,000 family
Prescription drug out-of-pocket limit: $2,000 individual / $8,000 family

Key features

Predictable copays for most services
24/7 advice line and Care Chat for real-time advice at no cost
Acupuncture, chiropractic, and massage therapy benefits
Coverage for emergency and urgent care while traveling
Access to more than 4,000 online video workouts through ClassPass

Available counties

In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.

You can enroll in this plan if you live in the following counties:

Benton
Columbia
Franklin
Island
King
Kitsap
Lewis
Mason
Pierce
Skagit
Snohomish
Spokane
Thurston
Walla Walla
Whatcom
Whitman
Yakima

About Kaiser Permanente Washington

Kaiser Permanente is one of the nation’s largest nonprofit health plans, providing high-quality, affordable health care services and working to improve the health of our members and the communities we serve.

Quality care with you at the center. Your personal physician is a key advocate for your health. You can choose your own Kaiser Permanente doctor or a contracted community physician and, working together, you’ll make decisions about your health and coordinate your care journey.

Connected care. Our doctors, medical facilities, pharmacies, labs, and health plans are all part of one organization. They’re connected to each other, and to you, through an electronic health record system so you get informed, personalized care.

Your care, your way. Choose how, when, and where to get care for yourself and your family. Access virtual care options 24/7, including online chat, an advice line, and video and phone visits available anytime or by appointment.