Kaiser Permanente Northwest
Learn about the Kaiser Permanente NW plans, available in Clark and Cowlitz counties in Washington and select counties in Oregon.
On this page: Full benefits | Summary of benefits | Costs | Find providers | Plan options | About Kaiser Permanente NW
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Full benefits
The following documents—called an Evidence of Coverage (EOC)—provide in-depth descriptions of the health care benefits for each plan.
2025
2024
Summary of benefits
The following documents—called a Summary of Benefits and Coverage (SBC)—provide summaries of what each plan covers and what it costs.
2025
2024
Costs
2025
2024
Find providers
Visit one of Kaiser Permanente NW's online provider directories.
Plan options 2025
- Kaiser Permanente NW Classic
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The Classic plan has the lowest annual medical deductible and annual out-of-pocket maximum and the highest monthly premium of our two plans.
Annual costs
- Medical deductible: $300 per person / $900 family
- Out-of-pocket limit: $2,500 per person / $5,000 family
Key features
- Preventive care, such as health screenings, physical exams, vaccinations, and scheduled phone and video visits, are no additional cost. 
- Access to wellness resources such as healthy lifestyle programs, a diabetes prevention program, self-care mental health apps, online wellness tools, personal wellness coaching, and more. 
- Schedule appointments and view lab test results online or through the Kaiser Permanente app. 
- Skip the trip to the pharmacy and get most prescriptions mailed directly to you with no-cost shipping.
Available counties
In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.
This plan is available in:
- Washington counties: Clark and Cowlitz counties
- Oregon counties:
- Benton (ZIP codes: 97330, 97331, 97333, 97339, and 97370)
- Clackamas
- Columbia
- Hood River (ZIP code: 97014)
- Lane
- Linn (ZIP codes: 97321, 97322, 97335, 97348, 97355, 97358, 97360, 97374, 97377, and 97389)
- Marion
- Multnomah
- Polk
- Washington
- Yamhill
- Kaiser Permanente NW CDHP
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The CDHP Plan has a higher annual medical deductible and annual out-of-pocket maximum, but lower monthly premium than the Classic plan. This is a health savings account (HSA) qualified plan. You will pay the deductible first for most services, except preventive care.
Annual costs
- Medical deductible: $1,650 per person / $3,300 family
- Out-of-pocket limit: $5,100 per person / $10,200 family
About the HSA
Visit HealthEquity or watch their recorded webinar to discover the many uses for your HSA. The State of Washington contributes annually to the account on an individual or family basis. Once the money is in your account, it’s yours, and there is no deadline to use it.
Key features
- Preventive care, such as health screenings, physical exams, vaccinations, and scheduled phone and video visits, are no additional cost. 
- Access to wellness resources such as healthy lifestyle programs, a diabetes prevention program, self-care mental health apps, online wellness tools, personal wellness coaching, and more. 
- Schedule appointments and view lab test results online or through the Kaiser Permanente app. 
- Skip the trip to the pharmacy and get most prescriptions mailed directly to you with no-cost shipping.
Available counties
In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.
This plan is available in:
- Washington counties: Clark and Cowlitz counties
- Oregon counties:
- Benton (ZIP codes: 97330, 97331, 97333, 97339, and 97370)
- Clackamas
- Columbia
- Hood River (ZIP code: 97014)
- Lane
- Linn (ZIP codes: 97321, 97322, 97335, 97348, 97355, 97358, 97360, 97374, 97377, and 97389)
- Marion
- Multnomah
- Polk
- Washington
- Yamhill
Plan options 2024
- Kaiser Permanente NW Classic
-
The Classic plan has the lowest annual medical deductible and annual out-of-pocket maximum and the highest monthly premium of our two plans.
Annual costs
- Medical deductible: $300 per person / $900 family
- Out-of-pocket limit: $2,500 per person / $5,000 family
Key features
- Preventive care, such as health screenings, physical exams, vaccinations, and scheduled phone and video visits, are no additional cost. 
- Access to wellness resources such as healthy lifestyle programs, a diabetes prevention program, self-care mental health apps, online wellness tools, personal wellness coaching, and more. 
- Schedule appointments and view lab test results online or through the Kaiser Permanente app. 
- Skip the trip to the pharmacy and get most prescriptions mailed directly to you with no-cost shipping.
Available counties
In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and your medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.
This plan is available in:
- Washington counties: Clark and Cowlitz counties
- Oregon counties:
- Benton (ZIP codes: 97330, 97331, 97333, 97339, and 97370)
- Clackamas
- Columbia
- Hood River (ZIP code: 97014)
- Lane
- Linn (ZIP codes: 97321, 97322, 97335, 97348, 97355, 97358, 97360, 97374, 97377, and 97389)
- Marion
- Multnomah
- Polk
- Washington
- Yamhill
- Kaiser Permanente NW CDHP
-
The CDHP Plan has a higher annual medical deductible and annual out-of-pocket maximum, but lower monthly premium than the Classic plan. This is a health savings account (HSA) qualified plan. You will pay the deductible first for most services, except preventive care.
Annual costs
- Medical deductible: $1,600 per person / $3,200 family
- Out-of-pocket limit: $5,100 per person / $10,200 family
About the HSA
Visit HealthEquity or watch their recorded webinar to discover the many uses for your HSA. The State of Washington contributes annually to the account on an individual or family basis. Once the money is in your account, it’s yours, and there is no deadline to use it.
Key features
- Preventive care, such as health screenings, physical exams, vaccinations, and scheduled phone and video visits, are no additional cost. 
- Access to wellness resources such as healthy lifestyle programs, a diabetes prevention program, self-care mental health apps, online wellness tools, personal wellness coaching, and more. 
- Schedule appointments and view lab test results online or through the Kaiser Permanente app. 
- Skip the trip to the pharmacy and get most prescriptions mailed directly to you with no-cost shipping.
Available counties
In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and you medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move. Visit plans available by county.
This plan is available in:
- Washington counties: Clark and Cowlitz counties
- Oregon counties:
- Benton (ZIP codes: 97330, 97331, 97333, 97339, and 97370)
- Clackamas
- Columbia
- Hood River (ZIP code: 97014)
- Lane
- Linn (ZIP codes: 97321, 97322, 97335, 97348, 97355, 97358, 97360, 97374, 97377, and 97389)
- Marion
- Multnomah
- Polk
- Washington
- Yamhill
About Kaiser Permanente NW
Kaiser Permanente is one of the nation’s largest health care providers and nonprofit health plans. Our expert and caring medical teams strive to focus on members’ total health and are dedicated to high-quality, affordable health care services. We work to improve the health of our members and the communities we serve.
We combine care and coverage — which makes us different. Your doctors, hospitals, pharmacy, labs, specialty care providers, virtual care providers, and health plan all work together to help make getting the right care more convenient. Your care meets you and your family where you are because it’s centered around you.
View and download a range of materials including:
- A guide to healthy resources available.
- Facility locations.
- How to get care while traveling, and more
Enroll or make changes
Use Benefits 24/7 to enroll in or make changes to your coverage.
Compare plans
Contact information
Kaiser Permanente Northwest
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Phone1-800-813-2000
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TRS711