How much insurance do I need?
Fill out the easy-to-use life insurance calculator to find out how much additional life insurance you need.
Basic life and basic AD&D insurance
You may choose to continue your life insurance coverage while on PEBB Continuation Coverage (unpaid leave). If you choose to continue any part of your supplemental life coverage, you must also continue the $35,000 basic life and accidental death and dismemberment (AD&D) insurance at a cost of $3.955 per month.
Supplemental life insurance
For employees. Rates are based on the employee's age and tobacco use. (Premiums increase as you reach each new age bracket.)
The following table represents the monthly cost for each $1,000 of coverage (available in $10,000 increments).
Your age |
Non-tobacco user |
Tobacco user |
Under 25 |
$0.028 |
$0.037 |
25-29 |
0.031 |
0.043 |
30-34 |
0.034 |
0.057 |
35-39 |
0.043 |
0.066 |
40-44 |
0.064 |
0.073 |
45-49 |
0.092 |
0.111 |
50-54 |
0.143 |
0.170 |
55-59 |
0.268 |
0.317 |
60-64 |
0.411 |
0.482 |
65-69 |
0.758 |
0.929 |
70 and older |
1.131 |
1.510 |
Spouse or state-registered domestic partner life
For employee's spouse or state-registered domestic partner. Rates are based on the employee's age and the spouse's or state-registered domestic partner's tobacco use. (Premiums increase as the employee reaches each new age bracket.)
The following table represents the monthly cost for each $1,000 of coverage (available in $5,000 increments).
Age |
Non-tobacco user |
Tobacco user |
Under 25 |
$0.028 |
$0.037 |
25-29 |
0.031 |
0.043 |
30-34 |
0.034 |
0.057 |
35-39 |
0.043 |
0.066 |
40-44 |
0.064 |
0.073 |
45-49 |
0.092 |
0.111 |
50-54 |
0.143 |
0.170 |
55-59 |
0.268 |
0.317 |
60-64 |
0.411 |
0.482 |
65-69 |
0.758 |
0.929 |
70 and older |
1.131 |
1.510 |
Child life for dependents
The following table represents the monthly cost for each $1,000 of coverage (available in $5,000 increments).
Age |
Cost |
Age 2 weeks to 26 years
|
$0.124
|
Supplemental AD&D insurance
The following table represents the monthly cost for each $1,000 of coverage.
Employee
(available in $10,000 increments) |
Spouse or state-registered domestic partner
(available in $10,000 increments) |
Children
(available in $5,000 increments) |
$0.019 |
$0.019 |
$0.016 |