Find information on the open enrollment page that’s right for you: PEBB retirees, PEBB employees and PEBB continuation coverage subscribers, and SEBB employees and SEBB continuation coverage subscribers.
Learn about the Uniform Medical Plan (UMP) plans, administered by Regence BlueShield and ArrayRx. What's new for 2025 or watch the video: English | español
On this page: Full benefits | Summary of benefits | Costs | Find providers | Plan options | About UMP
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The following documents—called a Certificate of Coverage (COC)—provide in-depth descriptions of the health care benefits for each plan.
The following documents—called a Summary of Benefits and Coverage (SBC)—provide summaries of what each plan covers and what it costs.
Use one of Regence's provider directories.
UMP Classic uses Regence BlueShield’s largest network of providers, but has a lower deductible than UMP Select and UMP Consumer-Directed Health Plan (CDHP). For most services, you can see a specialist without a referral. With UMP Classic, you pay $0 for covered preventive care when you see a network provider.
The plan also covers the full cost of programs like tobacco cessation, and if you qualify, the diabetes prevention or diabetes management programs. You will also have 24/7 access to on-demand virtual care.
For prescription drugs, once the prescription drug deductible is met, you will pay a coinsurance amount at a network pharmacy, which is determined by the drug’s tier. For Value Tier and Tier 1 prescription drugs, the deductible is waived.
UMP Classic is available in all Washington counties and nationwide. Visit plans by county for retirees or PEBB Continuation Coverage.
In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area and your plan is no longer available, you must change plans. If you do not, the PEBB Program will enroll you in one. You must report your new address and any request to change plans to the PEBB Program no later than 60 days after your move.
UMP Select uses Regence BlueShield’s largest network of providers. The plan offers a lower monthly premium than UMP Classic and UMP Plus, but has a higher coinsurance (the amount you pay your provider) than other UMP plans. For most services, you can see a specialist without a referral.
With UMP Select, you pay $0 for covered preventive care when you see a network provider. The plan also covers the full cost of programs like tobacco cessation, and if you qualify, the diabetes prevention or diabetes management programs. You will also have 24/7 access to on-demand virtual care.
For prescription drugs, once the prescription drug deductible is met, you will pay a coinsurance amount at a network pharmacy, which is determined by the drug’s tier. For Value Tier and Tier 1 prescription drugs, the deductible is waived.
UMP Select is available in all Washington counties and nationwide. Visit plans by county for retirees or PEBB Continuation Coverage.
In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and you medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move.
UMP CDHP uses Regence BlueShield’s largest network of providers. UMP CDHP covers the same services as UMP Classic, but has a lower monthly premium and a higher deductible.
When you enroll in UMP CDHP, you are automatically enrolled in a health savings account (HSA) through our HSA partner HealthEquity who manages the account. This allows you to set aside pre-tax money to pay for qualified medical expenses, including prescription drugs and more. Visit HealthEquity or watch their on-demand webinar to discover the many uses for your HSA. Additionally, the State of Washington contributes $700.08 for one person and $1,400.04 for a family annually, which is distributed throughout the plan year. Once the money is in your account, it’s yours, and there is no deadline to use it.
For most services, you can see a specialist without a referral. With UMP CDHP, you pay $0 for covered preventive care services when you see a network provider. The plan also covers the full cost of programs like tobacco cessation and, if you qualify, the diabetes prevention or diabetes management programs. You will also have 24/7 access to on-demand virtual care. For most prescription drugs, you will pay 15% coinsurance at a network pharmacy after you have met your deductible.
UMP CDHP is available in all Washington counties and nationwide. Visit plans by county for retirees or PEBB Continuation Coverage.
In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area and your plan is no longer available, you must change plans. If you do not, the PEBB Program will enroll you in one. You must report your new address and any request to change plans to the PEBB Program no later than 60 days after your move.
UMP Plus–PSHVN is a network of providers offering high quality, coordinated care at a lower cost. You pay $0 for office visits with network primary care providers, including pediatricians. The UMP Plus–PSHVN network is a limited network compared to UMP Classic, UMP Select, and UMP CDHP. To enroll in this plan, you must live in King, Kitsap, Pierce, Snohomish, or Yakima county.
UMP Plus has a lower deductible than UMP Classic while offering most of the same benefits. For most services, you can see a specialist without a referral, and you pay $0 for covered preventive care services when you see a network provider. The plan also covers the full cost of programs like tobacco cessation and, if you qualify, the diabetes prevention or diabetes management programs.
Visit the UMP Plus–PSHVN website to learn more about the network. For prescription drugs, there is no prescription drug deductible. You will pay a coinsurance amount at a network pharmacy, which is determined by the drug’s tier.
Visit plans by county for retirees or PEBB Continuation Coverage.
In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area and your plan is no longer available, you must change plans. If you do not, the PEBB Program will enroll you in one. You must report your new address and any request to change plans to the PEBB Program no later than 60 days after your move.
UMP Plus–UW Medicine ACN is a network of providers offering high quality, coordinated care at a lower cost. You pay $0 for office visits with network primary care providers, including pediatricians. The UMP Plus–UW Medicine ACN network is a limited network compared to UMP Classic, UMP Select, and UMP CDHP.
To enroll in this plan, you must live in Benton, Franklin, King, Pierce, Skagit, Snohomish, Spokane, or Thurston county. UMP Plus has a lower deductible than UMP Classic while offering most of the same benefits. For most services, you can see a specialist without a referral, and you pay $0 for covered preventive care services when you see a network provider. The plan also covers the full cost of programs like tobacco cessation and, if you qualify, the diabetes prevention or diabetes management programs.
Visit the UMP Plus–UW Medicine ACN website to learn more about the network. For prescription drugs, there is no prescription drug deductible. You will pay a coinsurance amount at a network pharmacy, which is determined by the drug’s tier.
Visit plans by county for retirees or PEBB Continuation Coverage.
In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area and your plan is no longer available, you must change plans. If you do not, the PEBB Program will enroll you in one. You must report your new address and any request to change plans to the PEBB Program no later than 60 days after your move.
UMP Classic uses Regence BlueShield’s largest network of providers, but has a lower deductible than UMP Select and UMP Consumer-Directed Health Plan (CDHP).
UMP Classic is available in all Washington counties and nationwide. Visit plans by county for retirees or PEBB Continuation Coverage.
In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area and your plan is no longer available, you must change plans. If you do not, the PEBB Program will enroll you in one. You must report your new address and any request to change plans to the PEBB Program no later than 60 days after your move.
UMP Select uses Regence BlueShield’s largest network of providers. The plan offers a lower monthly premium than UMP Classic and UMP Plus, but has a higher coinsurance (the amount you pay your provider) than other UMP plans.
UMP Select is available in all Washington counties and nationwide. Visit plans by county for retirees or PEBB Continuation Coverage.
In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area, and you medical plan is no longer available, you must select a new plan. If you do not, the PEBB Program will enroll you in a plan. You must report your new address to your payroll or benefits office no later than 60 days after your move.
UMP CDHP uses Regence BlueShield’s largest network of providers. UMP CDHP covers the same services as UMP Classic, but has a lower monthly premium and a higher deductible.
When you enroll in UMP CDHP, you are automatically enrolled in a health savings account (HSA) through our HSA partner HealthEquity who manages the account. This allows you to set aside pre-tax money to pay for qualified medical expenses, including prescription drugs and more. Visit HealthEquity or watch their on-demand webinar to discover the many uses for your HSA. The State of Washington contributes annually to the account on an individual or family basis. Once the money is in your account, it’s yours, and there is no deadline to use it.
UMP CDHP is available in all Washington counties and nationwide. Visit plans by county for retirees or PEBB Continuation Coverage.
In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area and your plan is no longer available, you must change plans. If you do not, the PEBB Program will enroll you in one. You must report your new address and any request to change plans to the PEBB Program no later than 60 days after your move.
UMP Plus has a lower deductible and monthly premium than UMP Classic while offering most of the same benefits. UMP Plus–PSHVN is a network of providers offering high quality, coordinated care at a lower cost. The UMP Plus–PSHVN network is a limited network compared to UMP Classic, UMP Select, and UMP CDHP. Visit the UMP Plus–PSHVN website to learn more about the network. Make the switch to UMP Plus–PSHVN.
Visit plans by county for retirees or PEBB Continuation Coverage.
In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area and your plan is no longer available, you must change plans. If you do not, the PEBB Program will enroll you in one. You must report your new address and any request to change plans to the PEBB Program no later than 60 days after your move.
UMP Plus has a lower deductible and monthly premium than UMP Classic while offering most of the same benefits. UMP Plus–UW Medicine ACN is a network of providers offering high quality, coordinated care at a lower cost. The UMP Plus–UW Medicine ACN network is a limited network compared to UMP Classic, UMP Select, and UMP CDHP. Visit the UMP Plus–UW Medicine ACN website to learn more about the network. Make the switch to UMP Plus–UW Medicine ACN.
Visit plans by county for retirees or PEBB Continuation Coverage.
In most cases, you must live in a medical plan’s service area to join the plan. If you move out of your plan's service area and your plan is no longer available, you must change plans. If you do not, the PEBB Program will enroll you in one. You must report your new address and any request to change plans to the PEBB Program no later than 60 days after your move.
Uniform Medical Plan (UMP) is a collection of high-quality, self-insured preferred provider organization (PPO) health plans and accountable care plans offered through Washington State’s Public Employees Benefits Board (PEBB) Program. UMP is administered by Regence BlueShield and ArrayRx.
UMP is ready to meet your health care needs with several affordable plan options. All plans pay for covered preventive services like annual checkups, and certain screenings and vaccines at no cost to you when you see a network provider.
When you choose a UMP plan, you get an active partner in your health care and a dedicated service team available to answer your questions quickly and help you make the most of your benefits.
To learn more about UMP's plans and benefit options, view the recorded UMP (PEBB) Open Enrollment online webinar.
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