Clarifying information
An applicant who isn’t receiving a Title II cash payment based on a disability established by the Social Security Administration (SSA) may be eligible for SSI-related medical coverage under the Non Grant Medical Assistance (NGMA) overview program. Eligibility staff submit a request to DDS to determine whether a disability exists for the purposes of medical coverage only. If the individual is claiming disability, but is eligible for Medicaid through another program such as children’s medical, family medical, or ABD cash, a NGMA decision is only necessary if the individual is applying for long term services and supports based on disability (such as a Home and Community Services (HCS) or Developmental Disability Administration (DDA) home and community based waiver) or for the HWD program. See more information about HWD below.
Note: If an applicant is eligible for SSI, or SSDI, do not refer for a NGMA decision. If an individual has been denied for SSI or SSDI in the last year, do not refer for a NGMA unless the individual provides proof that their medical condition has worsened or that they have a new disabling condition.
DDS doesn’t consider the Substantial Gainful Activity (SGA) test when determining if an individual meets the functional disability criteria. However, when the department receives a disability approval for an applicant, financial staff must take SGA into consideration when determining the medical program for which an individual may be eligible. If earned income (gross earnings after deductions for impairment related work expenses or blind work expenses) is under SGA and/or the individual receives federal cash benefits based on disability or blindness, several programs may provide health care coverage. If earned income is above SGA and the individual does not receive federal cash benefits, then Apple Health for Workers with Disabilities (HWD) (S08), which waives the SGA test, may provide coverage.
Note: HWD may also provide coverage for an individual meeting program requirements, whose assets exceed the resource test that applies to certain programs.