Employer-paid LTD insurance
If you choose to continue LTD coverage while on PEBB Continuation Coverage (Unpaid Leave), you must pay the $2.10 monthly premium.
Employee-paid LTD premiums
Employee-paid LTD premiums are based on:
- What type of employee you are.
- Which coverage level you select.
- How much you earn.
To find your premium quickly, use the premium calculator on The Standard's website.
These rates are based on the employee's age on January 1.
- 2025
-
Coverage level |
Higher-education employees retirement plan |
TRS, PERS, and other retirement plan employees |
60 percent |
0.0053 |
0.0032 |
50 percent |
0.0042 |
0.0025 |
- 2024
-
Coverage level |
Higher-education
employees retirement plan |
TRS, PERS, and other retirement plan employees |
60 percent |
0.0059 |
0.0047 |
50 percent |
0.0035 |
0.0028 |
Example
For example, for a higher-education employee earning $5,000 per month prior to disability and enrolling in the 60-percent benefit, the monthly premium in 2025 would be 0.0053 multiplied by 5,000, which equals $26.50.
Criteria |
Calculation |
Earnings: |
$ 5,000 per month |
60 percent coverage |
x 0.0053 |
Monthly cost: |
$ 26.50 |