Long-term disability insurance premiums (Unpaid Leave only)

Find out your monthly costs for employer-paid and employee-paid long-term disability (LTD) insurance.

Employer-paid LTD insurance

If you choose to continue LTD coverage while on PEBB Continuation Coverage (Unpaid Leave), you must pay the $2.10 monthly premium.

Employee-paid LTD premiums

Employee-paid LTD premiums are based on:

  1. What type of employee you are.
  2. Which coverage level you select.
  3. How much you earn.

To find your premium quickly, use the premium calculator on The Standard's website.

These rates are based on the employee's age on January 1.

2025
Coverage level Higher-education employees retirement plan TRS, PERS, and other retirement plan employees
60 percent 0.0053 0.0032
50 percent 0.0042 0.0025
2024
Coverage level Higher-education
employees retirement plan
TRS, PERS, and other retirement plan employees
60 percent 0.0059 0.0047
50 percent 0.0035 0.0028

Example

For example, for a higher-education employee earning $5,000 per month prior to disability and enrolling in the 60-percent benefit, the monthly premium in 2025 would be 0.0053 multiplied by 5,000, which equals $26.50.

Criteria Calculation
Earnings: $ 5,000 per month
60 percent coverage x 0.0053
Monthly cost: $ 26.50

Contact

For enrollment and premium payments contact The PEBB Program

For benefits or plan details
Standard Insurance Company
Phone: 1-800-368-2860