PEBB Program rates
Find rate letters and information for the Public Employees Benefits Board (PEBB) Program from the last five years. To request this information beyond the past five years, contact Outreach and Training (O&T) through HCA Support.
Most PEBB Program rates are updated on an annual basis. O&T will notify benefits administrators via a GovDelivery email message when new rates become available. Subscribe to receive O&T notices to ensure that you receive these notices and other important updates related to the administration of PEBB benefits.
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School district and ESD board member coverage options changing in 2024
Beginning January 1, 2024, school districts and educational service districts (ESDs) will no longer contract with the Health Care Authority to provide Public Employees Benefits Board (PEBB) benefits for board members interested in participation. Board members will have the option to individually enroll through the SEBB Program in SEBB medical, dental, and vision coverage. Board members who are interested in participating can contact customer service at 1-800-200-1004. Learn more about this change.
State agency and higher education institution rates
- State agencies, four-year higher education institutions, community and technical colleges and commodity commissions
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2025
- Employee contribution rates, effective January 1 - December 31, 2025
2024
- Employer contribution (base) rate, effective July 1, 2024 - June 30, 2025
- Employee contribution rates, effective January 1 - December 31, 2024
2023
- Employer contribution (base) rate, effective July 1, 2023 - June 30, 2024
- Employee contribution rates, effective January 1- December 31, 2023
2022
- Employer contribution (base) rate, effective July 1, 2022 - June 30, 2023
- Employee contribution rates, effective January 1- December 31, 2022
2021
- Employer contribution (base) rate, effective July 1, 2021 - June 30, 2022
- Employee contribution rates, effective January 1- December 31, 2021
2020
- Employer contribution (base) rate, effective July 1, 2020- June 30, 2021
- Employee contribution rates, effective January 1- December 31, 2020
2019
- Employer contribution (base) rate, effective July 1, 2019 - June 30, 2020
- Employee contribution rates, effective January 1- December 31, 2019
Employer's Payment for Health Care Benefits
This section is applicable to employees of state agencies and higher education institutions.
- Rates to calculate the Employer's Payment for Health Care Benefits
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The rates in the table below are provided each year to assist employers with calculating the Employer's Payment for Health Care Benefits (previously known as Cockle rates). When an employee qualifies for time-loss compensation, the employer must provide the employee’s compensation information, which includes the Employer's Payment for Health Care Benefits, to L&I to determine the employee's total claim benefit.
As of January 1, 2020, the Employer's Payment for Health Care Benefits is determined by the tier the employee (subscriber) is enrolled in. Review the examples of how to calculate the payment amount using the current rates listed in the table below.
Date Employer paid benefits Subscriber tier Subscriber and spouse tier Subscriber and children tier Subscriber, spouse, and children tier 1/1/2024 to 12/31/2024 Medical $702.00 $1,404.00 $1,228.50 $1,930.50 1/1/2024 to 12/31/2024 Dental $48.92 $97.84 $97.84 $146.76 1/1/2023 to 12/31/2023 Medical $665.00 $1,320.00 $1,163.75 $1,818.75 1/1/2023 to 12/31/2023 Dental $48.56 $97.12 $97.12 $145.68 1/1/2022 to 12/31/2022 Medical $604.00 $1,198.00 $1,057.00 $1,651.00 1/1/2022 to 12/31/2022 Dental $48.64 $97.28 $97.28 $145.92 1/1/2021 to 12/31/2021 Medical $581.00 $1,152.00 $1,016.75 $1,587.75 1/1/2021 to 12/31/2021 Dental $48.00 $96.00 $96.00 $144.00 1/1/2020 to 12/31/2020 Medical $571.00 $1,132.00 $999.25 $1,560.25 1/1/2020 to 12/31/2020 Dental $47.01 $94.02 $94.02 $141.03
Participating employer group rates
- Educational service districts and K-12 school districts
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WA School Information Processing Cooperative (WSIPC)
2025
- Employee contribution rates, effective January 1 - December 31, 2025
2024
- Employee contribution rates, effective January 1 - December 31, 2024
Board members
Beginning January 1, 2024, school districts and educational service districts (ESDs) will no longer contract with the Health Care Authority to provide Public Employees Benefits Board (PEBB) benefits for board members interested in participation.
Educational service and school districts with board members enrolled in PEBB benefits prior to 2024
2023
- Employer contribution (base) rate, effective July 1, 2023 - June 30, 2024
- Employee contribution rates, effective January 1- December 31, 2023
2022
- Employer contribution (base) rate, effective July 1, 2022 - June 30, 2023
- Employee contribution rates, effective January 1- December 31, 2022
2021
- Employer contribution (base) rate, effective July 1, 2021 - June 30, 2022
- Employee contribution rates, effective January 1- December 31, 2021
2020
- Employer contribution (base) rate, effective September 1, 2020 - June 30, 2021
- Employee contribution rates, effective January 1- December 31, 2020
- Counties, municipalities, other political subdivisions and Tribal governments
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The rates below apply to PEBB participating employer groups, which includes counties, municipalities, other political subdivisions, and Tribal governments. These employer groups are subject to the "employer group rate surcharge".
Composite rates Tiered rates 2025
- Employee contribution rates, effective January 1 - December 31, 2025
2024
- Employer contribution (base) rate, effective July 1, 2024 - June 30, 2025
- Employee contribution rates, effective January 1- December 31, 2024
2023
- Employer contribution (base) rate, effective July 1, 2023 - June 30, 2024
- Employee contribution rates, effective January 1- December 31, 2023
2022
- Employer contribution (base) rate, effective July 1, 2022 - June 30, 2023
- Employee contribution rates, effective January 1- December 31, 2022
2021
- Employer contribution (base) rate, effective July 1, 2021 - June 30, 2022
- Employee contribution rates, effective January 1- December 31, 2021
2020
- Employer contribution (base) rate, effective September 1, 2020 - June 30, 2021
- Employee contribution rates, effective January 1- December 31, 2020
2025
2024
2023
2022
2021
2020
- Other PEBB employer groups
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The rates below apply to "other employer groups", which include and are limited to the WA State Health Benefit Exchange, Department of Services for the Blind, and organizations representing state civil service employees. These employer groups are not subject to the "employer group rate surcharge".
Composite rates Tiered rates 2025
- Employee contribution rates, effective January 1 - December 31, 2025
2024
- Employer contribution (base) rate, effective July 1, 2024 - June 30, 2025
- Employee contribution rates, effective January 1- December 31, 2024
2023
- Employer contribution (base) rate, effective July 1, 2023 - June 30, 2024
- Employee contribution rates, effective January 1- December 31, 2023
2022
- Employer contribution (base) rate, effective July 1, 2022 - June 30, 2023
- Employee contribution rates, effective January 1- December 31, 2022
2021
- Employer contribution (base) rate, effective July 1, 2021 - June 30, 2022
- Employee contribution rates, effective January 1- December 31, 2021
2020
- Employer contribution (base) rate, effective September 1, 2020 - June 30, 2021
- Employee contribution rates, effective January 1- December 31, 2020
2025
2024
2023
2022
2021
2020
Related tools and information
- Breakdown of tiered rates
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2025
2024
2023
2022
2021
2020
Tax issues related to nontax qualified dependent insurance
You can now find this information on the ACA and tax-related reporting webpage.