Do employees need to waive medical coverage so they are not automatically enrolled in a medical plan?

Employees who waive medical coverage will not be automatically enrolled in a medical plan. If they do not officially waive medical coverage and do not enroll, they will be automatically enrolled in UMP Achieve 1 (medical), Uniform Dental plan, MetLife Vision, MetLife basic life and basic accidental death and dismemberment, and The Standard employer-paid and employee-paid long-term disability insurance.

Are dependents enrolled in a plan at the same time as employees?

Dependents are enrolled in plans only after the dependent eligibility document is approved. During open enrollment, dependents will be enrolled at the same time as the employee and will be verified before the employee’s coverage begins the following January.

For new hires and during special open enrollments, there may be a difference between when the employee is enrolled and the dependent is enrolled, based on when verification is approved and the reason for the dependent’s enrollment.

Why is dependent verification required?

The SEBB Program requires employees to provide documentation that verifies the relationship between the employee and their dependent(s) before they can be enrolled in an employee's SEBB medical, vision, and/or dental coverage.

The E-1 and E-2 worksheets, located on the Eligibility tools and worksheets page, provide guidance on the various types of allowed dependents and the type of documentation needed in order to verify the relationship with the employee.

Are enrollment materials available in languages other than English?

Benefits 24/7, the online enrollment system, is only available in English for now. However, non-English speakers can enroll in SEBB using paper forms. Print publications and enrollment forms are available in additional languages upon request. Additional supported languages include: Amharic, Burmese, Cambodian, Chinese, Korean, Laotian, Oromo, Punjabi, Romanian, Russian, Somali, Spanish, Swahili, Tagalog, Tigrigna, Ukrainian, and Vietnamese. To request materials in supported languages, see HCA’s Language Access webpage.

What happens if employees do not select coverage?

They are automatically enrolled into UMP Achieve 1 (medical), Uniform Dental Plan (dental), MetLife (vision), basic life, basic accidental death and dismemberment, and basic long-term disability insurance. They are charged the tobacco use premium surcharge. Their dependents are not enrolled. In addition, they cannot change plans or enroll any eligible dependents until the next SEBB Program annual open enrollment or unless they have a special open enrollment event that allows the change, such as a marriage, birth, or adoption.

Do eligible employees who are taking FMLA or PFML get to remain enrolled in benefits?

It depends. When an employee is approved for Family and Medical Leave Act (FMLA) or Paid Family Medical Leave (PFML) that is concurrent with FMLA, they remain eligible for the employer contribution and continue their benefits. Concurrent means that leave taken under approved PFML must follow and overlap with leave taken under approved FMLA.

PFML by itself (that is not concurrent with FMLA), does not allow an employee to continue benefits. However, if the employee has already worked or remains anticipated to work at least 630 hours in the school year, the employee remains eligible for the employer contribution and continues their benefits regardless of whether PFML is or is not concurrent with FMLA.

Additional guidance can be found in the C-1 and C-2 worksheets on the Eligibility tools and worksheets page.